Frequently Asked Questions

Crew Cover policies are non-refundable 12 month policies. Short term policies will only be offered at the same price.

Crew Cover LIABILITY POLICIES cannot be suspended for periods during the year.

Your Right to Cancel

There is no right of cancellation on your part, however we are happy to cancel a policy ab initio if you contact us within the same calendar month due to administrative costs and insurer processes. Please ensure the policy is suitable for your requirements before purchasing. Lloyd’s Munich Re Syndicate 457 may issue 30 days written notice of cancellation at  any time by writing to your last known address when we will allow a pro rata refund of premium.

Yes, although, we will charge an admin fee of £25 as the system is designed to be online creating a quick and simple process for you. This takes much longer over the phone.

North America is excluded as standard. If you intend to visit the US at all please enter the number of days in the registration process / your personal details and the endorsement will be added to your schedule to ensure you are covered to a maximum of 60 days.

Territories defined as hostile or subject to trade sanctions by the foreign office are excluded in this policy as is any claim for bodily injury, personal injury, pollution, damage or denial of access directly or indirectly caused by or contributed to by or arising from war or any act of terrorism.

If while working in a territory it becomes defined as hostile by the Foreign Office you should make immediate attempts to remove yourself to a safe domicile.

If you are no longer a freelancer and engage sub contractors to assist you on projects you need a different type of cover. Please contact Precision Broking to discuss your individual requirements.

If you are a limited company for tax purposes but do not engage or supervise the services of sub contractors, Crew Cover Public Liability is still appropriate for you. Buy online as normal and you will be prompted to insert your limited company name in Your Personal Details.

The equipment you use day in day out is worth thousands and if you damage it you could be liable for it. Our policy covers you where most others exclude it.

If you injure someone by accident and they sue you, it costs a fortune just to defend the claim before they even get to damages.

Just to be on site you need liability insurance because the company that hires you has an insurance policy that says if their crew don’t have insurance they might not have insurance

Crew Cover insures crew exposure to claims whether this is for equipment you are working on, kit in your custody and control or while you are operating forklifts or telehandlers, anywhere in the World and at whatever height you might be working at. Crew Cover liability also covers defence costs for Local Authority prosecutions.

Just email Precision Broking and Precision will send you a copy of your pollicy schedule and wording.

Freelance crew, production managers and technicians whose main line of work is rigging, AV, lighting, sound, power, pyro, structure, and motion control. Companies engaging sub contractors or employees are not eligible for Crew Cover but can talk to Precision about their requirements.

• Public Liability: Key Facts and Policy Wording
• Travel Insurance: Key Facts and Policy Wording
• Personal Accident: Key Facts and Policy Wording

PUBLIC LIABILITY CLAIMS

All claims involving third party injury or property damage should be notified to Precision Broking Limited in the first instance.  CALL 0117 922 0420. If it is out of office hours then contact:

Claims Management Services Ltd (CMSL)

Unit 3 Station

Northfield

Birmingham

B31 3TE

Tel: 0044 (0)121 475 4110

Email: robin.judd@cmsl-uk.co.uk

TRAVEL & PERSONAL ACCIDENT CLAIMS

24 Hour Emergency Service Company

In the event of accident or illness resulting in hospitalisation, the following Emergency Service Company must be contacted promptly following such hospitalisation.
In the event of curtailment, the following Emergency Service Company must be contacted prior to making any travel arrangements.

Specialty Assist
Tel (UK) +44 (0) 20 7902 7414
Fax (UK) +44 (0) 20 7928 4748
E-mail: corporate@specialty-assist.com

Have the following information available:

1. The Certificate Number and Contract Number as shown in the Schedule.
2. The name and address of your Agent as shown in the Schedule.
3. The telephone number from which you are calling.
4. The name and telephone number of the Doctor and Hospital attending you.

Failure to contact the Emergency Service Company and obtain authorisation may prejudice the claim and mean that not all the costs involved will be paid. The  Assured/Insured  Person  should not attempt to find their own solution  and  then  expect  full  reimbursement  from  the  Underwriters,  without  prior  approval  first  having  been obtained from the Emergency Service Company.

Reciprocal health agreements with other countries

EEA or Switzerland

For trips  in the European Economic Area (EEA) or Switzerland, the  Insured Person  must obtain  a European Health Insurance Card (EHIC). An EHIC can either be obtained  online through www.dh.gov.uk/travellers  *  or an  application form  can be obtained  by telephoning 0845 606 2030  prior to travel. This will entitle  the  Insured
Person  to  benefit  from  the  health  care  arrangements  which  exist  between  countries  within  the  EEA  or Switzerland.
*An  EHIC  can  be  obtained  free  of  charge  from  this  site.  Please  be  aware  that  other  sites  may  charge  for obtaining an EHIC.

Australia

If  the  Insured Person  needs  medical treatment in Australia,  he  must enrol with a local MEDICARE office. He does  not need to enrol when he  arrives, but must do so  after the first occasion he receiveS treatment. Inpatient and out-patient treatment at a public hospital will then be available free of charge. Details of how to enrol and
the free treatment available can be found either  by visiting  www.dh.gov.uk/travellers or the MEDICARE website at www.hic.gov.au.

Non-Emergency Service Company

In the event of non-emergency claims the following claims administrators must be contacted: -

Accident & Health Claims Services LLP
7-8 Ducketts Wharf
South Street
Bishops Stortford
Hertfordshire
CM23 3AR
Tel: +44 (0) 1279 713 860
email: claims@ahclaimsservices.com

In  the  event  of  cancellation  of  a  trip  or  a  Legal  Expenses  claim,  notice  must  be  given  promptly  of  any occurrence that may give rise to a claim Accident & Health Claims Services LLP have internal complaints handling procedures, which are available upon request.

Precision will send you an email 1 month before to let you know that your policy(ies) are due for renewal. We will then send a further email followed by a couple of text messages just in case you're on tour, to make sure you don't miss it.

The PSA is a collection of the best live event service companies, technicians and designers. Their members support their work to set, raise and maintain standards in your sector. If you’re organising an event, it’s better to use people that support those standards rather than people that don’t.

By joining the PSA you will become represented by the biggest body in the industry. They have over 1,000 members, both individuals and large organisations. The PSA deal with the many issues that indirectly affect those in the Production Services Industry and keep you informed of legislative changes and news that may affect you.

PSA's Mission Statement Objectives:

• To be a central representative body to put the views of it’s members to government departments and agencies, Parliament, European organisations and other relevant sectors.
• To be a resource centre, providing commentary and essential information on all legal, taxation, insurance and regulatory developments relevant to the technical production services industry.
• To provide a forum for the exchange of ideas, news and other relevant information.
• To promote the industry.
• To raise standards in the industry through improved health, safety, welfare education and training.
• To provide a range of benefits to its membership

You can log into the site at any time and amend personal details. If you need to change your policy details, just give Precision a call or email them.

The PSA issue membership packs at the start of the month following joining. If you need to contact them in the meantime, you can call them on +44 (0) 1225 332668 or email gm@psa.org.uk

No, there are no restrictions on this policy of that nature.